Our Team


	Mark Levy, J.D. Larry Levy, J.D. Paul A. Renno, J.D. Christina Howard, Legal Assistant Patricia Sayerwin, Legal Assistant Marie Geraldi, Legal Assistant

	Mark Levy has been practicing in the area of multifamily housing and health care projects for 24 years. Mark specializes in representing lenders and owners in the financing, construction, acquisition, refinancing and transfer of multifamily housing projects utilizing HUD, Fannie Mae, Freddie Mac, CalHFA, Conventional Financing and Conduit loan programs (including tax credit enhancements and bond financing by local housing authorities, cities, counties and state agencies), as well as representing owners in disputes with HUD. Mark has handled financing transactions in most segments of the real estate industry, including single-family developments, raw land, industrial sites, residential condominiums and office buildings.
Mark has been a featured speaker on housing issues at ABA Conferences and at the Western HUD Lenders Conferences. Mark received his B.S. in Business from the University of California at Berkeley (1977), and his J.D. from the University of California, Hastings College of the Law (1980). Mark is admitted to practice in all California state courts, the U.S. District Court - Northern District of California, the U.S. Court of Appeals - Ninth Circuit, the U.S. District Court for the District of Hawaii, and the U.S. Court of Federal Claims Mark@levylevy.com UP

	Larry Levy received his B.A. in Political Science at the University of California in Davis(1978) and graduated Whittier Law School with a JD/MBA in 1984. From 1979-1983, Larry worked at Citicorp and ARCS as a mortgage banker. Larry holds a Real Estate License, which he still maintains. Larry is admitted to practice in all California state courts, the U.S. District Court - Northern District of California, the U.S. Court of Appeals - Ninth Circuit, and the U.S. District Court for the District of Hawaii. Larry is a member of the American Bar Association (Affordable Housing Section) and has been a featured speaker on housing issues at ABA Affordable Housing Conferences and at NAHMA Conferences. In 1989 Larry was successful in negotiating one of the first plans of action in the country to be approved by HUD under the Emergency Low Income Housing Preservation Act of 1987 (ELIHPA). to preserve the units as affordable under ELIHPA.
Larry’s practice focuses on representing project owners and lenders in the nationwide financing of the construction, acquisition and rehabilitation of multifamily housing and health care projects utilizing conventional financing, HUD, HOME, MHP, CDBG, Fannie Mae, Freddie Mac, CalHFA, tax credit enhancements and bond financing by local housing authorities, cities, counties and state agencies. Larry also has substantial experience working on troubled projects and loan workout issues. In 1997 Larry closed many transactions in the HUD demonstration mortgage restructuring program which preceded the permanent mortgage restructuring program (MAHRA) which now is governed by the Office of Affordable Housing Preservation (OAHP, formerly OMHAR), as well as representing project owners with Section 8 project based housing renewals and opt out options. Larry has assisted State and local agencies in various aspects of the HUD programs and is an expert on the application of the California prepayment law. Larry@levylevy.com UP

	Paul A. Renno has been practicing in the development and financing of affordable housing and health care projects for over 27 years. Most recently, Paul served as the Chief Operating Officer and Senior Counsel for PNC MultiFamily Finance, Inc. (“PNC”). Prior to PNC’s acquisition of TRI Capital Corporation (“TRI”), Paul served as TRI’s General Counsel for over 12-years in charge of all Federal and Agency financings including HUD, Fannie Mae, Freddie Mac and private conduit lenders as well as advising on general corporate matters. Prior to PNC/TRI Paul spent over eight years as staff counsel with the Department of Housing and Urban Development in San Francisco where he specialized as an “FHA closing attorney.” As the Department’s needs changed, in the mid-80s, Paul became heavily involved as counsel for work-outs and asset sales. In short, Paul’s experience in both the public and private
sectors and his successful representation of real estate and banking clients in complex multi-layered financing and workouts during both the best and worst of times is broad and extensive. Paul is a member of the California Bar, the District of Columbia Bar (inactive) and the American Bar Association and is admitted to the U.S. Ninth District Court. Paul is graduate of George Washington University’s The National Law Center in Washington, D.C., receiving his J.D. in 1976 and the University of Redland, Redlands, CA, receiving his B.A. in 1971. He is a past Vice President of the San Francisco Chapter of the Federal Bar Association and has been a featured speaker on affordable housing issues at many industry conferences. paul@levylevy.com UP

	Christina Howard works as a legal assistant with the attorneys and clients of the firm to complete loan closings and real estate transactions with owners and lenders. She coordinates the flow of documents and facilitates communication between parties involved in transactions and tracks issues related to the transaction to ensure timely and thorough transactional closings. Mrs. Howard received her BA degree from the University of California, Santa Barbara. choward@levylevy.com UP


	Patricia Sayerwin works with the attorneys and clients of the firm to complete loan closings and real estate transactions with owners and lenders. Mrs. Sayerwin has been with the firm since September 1971. She was educated in England and graduated from Scarborough Technical College, Scarborough, Yorkshire, England. Prior to her employment with Levy, Levy & Levy, she was employed as a Secretary in England, Utah, Canada and California. psayerwin@levylevy.com UP

	Marie Geraldi joined the law firm of Levy, Levy & Levy in 1997. Mrs. Geraldi was previously employed by the Small Business Administration, Bureau of Customs and Meridian Commercial, Inc. In addition, Mrs. Geraldi has owned her own company. Mrs. Geraldi has a total of 19 years secretarial experience. mgeraldi@levylevy.com UP